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Members First Benefits

Personalized Service with People you Know

You will work with our expert Mortgage Specialist from pre-approval through your loan closing. Even before you apply, you may contact our Mortgage Specialist via phone or email.

An Easy Process

Our main focus is helping our members. We’ve designed one of the most convenient application processes possible.

Free Pre-Approvals

Found the home of your dreams? Find out if you qualify for a mortgage now! We offer free, no obligation, no hassle pre-approvals.

Bi-Weekly Payment Options

Use our unique weekly or bi-weekly payment program to save money in interest and shorten the length of your loan.

Example of Savings:
Loan Amount: $140,000
Loan Term: 30 years
Interest Rate: 3.99%

Monthly Payment
Bi-Weekly Payment $333.89
Loan Paid In Full 30 Years 26 years
Interest Paid Over Life of the Mortgage $100,398.49 $84,098.64
Bi-Weekly Payment Option
Dollars Saved: $16,299.35
Loan Life Reduced: 5 Years

Low Closing Costs, Competitive Rates, and Fees

When you’re ready to move, we’re here for you. Members First Credit Union offers competitive rates and flexible lending options in addition to friendly service that you can trust. Whether you’re looking to buy your first home or to refinance your existing home, let the people at Members First Credit Union help you find the right mortgage.


An adjustable rate mortgage, or an “ARM”, is a loan for members that do not need, qualify, or want a long term loan.

Call our Mortgage Specialist for current rates and programs.